Tag Archives: free money

New Free Money Alert: Earn Extra Cash on Stuff You Would Already Buy Anyway with eBay Bucks!

I’m always looking for new ways to maximize my purchases. In addition, eBay is somewhere that I often shop for both business and personal reasons. If you put these two together, using eBay’s program “eBay Bucks” makes perfect sense. It sorts of reminds me of eBates, which I absolutely love and have used for several years. You make purchases during a quarter of the year, and following that quarter you get paid, simply for doing what you already would have done anyway.

There are, however, a few differences. First off, with eBay Bucks you receive your payment in the form of credit on eBay, as opposed to eBates where you get either a PayPal payment or a paper check. Second, unlike eBates who offers various percentages for different stores on the platform, eBay Bucks has just one base percentage which you can earn, which is currently just 1%, but can and has changed in the past. Nonetheless 1% is 1% and I’ll take it!

eBay Bucks has been around a while, and I’ve heard of it in the past, but just this past week I finally got around to signing up (which is free) and made my first few purchases. It already shows my balance of earned eBay Bucks, which is awesome, and like any program gets you excited to continue earning.

After each quarter of the year ends (January through March, April through June, etc..) you are supposed to receive your payment within 3-15 days of the end of that quarter. One more difference between eBay Bucks and eBates which I have noticed is that you need to use your earned eBay Bucks within 30 days of receiving it. If you are like me and make a lot of business  (or any) purchases anyway, this won’t be much of a problem. If you don’t shop very often on eBay, it may be. Just something that you need to keep in mind.

I havn’t used eBay Bucks for very long as I stated, but they also apparently do special promotions every so often where you can earn extra eBay Bucks. I look forward to using these promotions when I see them pop up. You can earn up to $100 on any single eBay purchase, and up to $500 every quarter. So, if you spend more than $10,000 on an eBay order or more than $50,000 in a quarter, you’re out of luck. But why are you spending that much on eBay anyway? I want to know! 😉

If you would like more information on eBay Bucks you can find it here and if you would like to sign up you can do so here.  Since using it is new to me as well, if I learn anything interesting, have things I really start to like, things I don’t like, etc.., I’ll either update this blog or post a new one. Thanks so much for reading and if you have any questions or comments PLEASE leave them below, and I will respond!

Thanks again!

Brent Ott

 

3 More Ways I Earn Extra FREE Money Every Month: PayPal Business Debit MasterCard, Target REDcard & Wal-Mart Savings Catcher

If you know anything about me by now, it may be that I like to earn a little extra cash any way that I can. Today I wanted to share three more ways that I do just that every month.

First off I wanted to talk about something that I have done for MANY years….

***PayPal Business Debit MasterCard

The PayPal Business Debit MasterCard is one of the cards that has been in my wallet the longest. I have long been an eBay seller, and nearly 100% of the payments I receive from eBay go directly to my PayPal account. Having their Business Debit MasterCard when you sell on eBay is a must in my book. First off, you have direct access to your funds from sales. Second, and possibly above all else, when you use the card ANYWHERE as a credit card (not enter your pin) you earn 1% cash back on EVERY purchase! It’s really that simple.

Within the first week or two of every month you then receive your cash back for the previous month. There is no annual fee or any fees other than the original PayPal fees for your eBay sales, etc.. I use mine a lot for business purchases and a variety of other purchases throughout the month. It’s awesome getting the cash back every month for making purchases you already would have anyway.

If you would like more information on the PayPal Business Debit MasterCard you can find everything you need here.

Next up is yet another Debit Card I have used over a year now and highly recommend…

***Target REDcard

The Target REDcard is offered as a Credit OR Debit Card. Since I limit the amount of credit cards I open and don’t use any store credit cards usually, I recommend the Target REDcard Debit Card. The first selling point is that on EVERY purchase you make at Target or Target.com, you INSTANTLY save 5% off! In addition, you get free shipping on Target.com when using your REDcard. When you sign up for it you link it to your existing bank account, and every time you make a purchase after a few days the amount you spent comes out of your bank account. No fees, lots of perks, and 5% savings on EVERYTHING! You can’t go wrong.

I feel that I need to point out that I only make purchases at Target which I already would have anyway. I don’t buy things JUST to get the 5%-off. Doing that is where a lot of people can get into trouble. It’s important to comparison shop and make sure that you are still getting the best overall deal, and staying within your monthly budget.

If you would like more information on the Target REDcard everything you need is available here.

Finally I want to share a tool that I have used several years to once again earn FREE month every month…

***Wal-Mart Savings Catcher

The Wal-Mart Savings Catcher is very unique. Every time you shop at Wal-Mart you simply, first off, save your receipt. Using either the website or the available app, you enter your receipts, and it automatically after that compares your purchases to other local grocery stores, other national chains, and other convenience stores.

After a few days of processing you get back what, if any, savings that you could have otherwise earned shopping elsewhere. Doing just this I have earned enough Wal-Mart Bucks (money that can be spent at Wal-Mart or Wal-Mart.com) to get a free toaster oven, a free doormat, free food purchases, all sorts of things.

If you would like more information on the Wal-Mart Savings Catcher simply click here.

Final Thoughts:

These three tools, if you ask me, are all no-brainers. They are all free money simply for shopping like you already would have. The PayPal Business Debit MasterCard gets you 1% cash back ANYWHERE you shop and use the credit option. Target REDcard gets you 5% off of ANY Target purchase. Finally, the Wal-Mart Savings Catcher can save you HUGE depending on what you buy which may be on sale somewhere else, that you may have otherwise missed.

 

I recommend just sticking with your regular budget (and if you don’t have one get started, it’s easy!) and not making purchases just to feel like you are saving money, so why not? Keeping this in mind while you shop and use these tools will keep you out of trouble. Who doesn’t like earning free money? I know I do!

Thank you for reading and if you have any questions or comments please leave them below, and I will respond!

Thanks again!

Brent Ott

 

Chevrolet / GM fan? Here’s A Credit Card I Recommend….

If you’ve read my blog a little you may know that I don’t recommend applying for more than one or two credit cards per year, sometimes not even a single one, but if you are in the market for a card right now I’ve got a recommendation for you. If you’re a fan of Chevy / General Motors cars, it’s even a more valuable suggestion.

Now first off I am well aware of the variety of regular, good old cash back credit cards that there are. There are actually a few I already recommend, and a few I am looking into this year. This blog post, however, is a different story. If you’re looking for a simple way to set aside extra cash to purchase a new car that you can earn simply from purchasing what you already would have anyway, then the Capital One BuyPower Card may be just what you are looking for.

I originally found the BuyPower Card through a mailing I received, at a time when I was ready to open a new account. I am a big fan of Chevy cars; over the years I have owned a Corsica, a Cavalier, a Cobalt, and the car I currently own which I bought brand new, a Cruze. Therefore I can pretty much guarantee you that my next car will also be a Chevy (likely another Cruze).

With the BuyPower Card you earn money off of every purchase that gets set aside for you when you are ready to get a new car at your local dealer. For the first $5,000 in purchases every year, you can earn 5% cash back towards a vehicle purchase, for a total of $250 a year you can possibly earn. After the first $5,000 in purchases, you can earn an unlimited 2% on everything else. Since I got my BuyPower card I have made sure to at least max out the first $5,000 in purchases every year. One of my favorite things to use it for is when I get service done at my local dealership. After spending the first $5,000 each year I will use the next card I have available, usually with the highest cash back, but not always depending on that month’s budget and goals. Never forget, the secret is ALWAYS paying off your credit card balance every month. Pay MOST of it BEFORE the cycle even ends to keep your utilization low!

Cards where you can earn a certain reward certainly aren’t new, as there is a Disney card out there and a bunch of others. This one, being that I am a big Chevy fan, to me was something that I just had to have in my wallet. Two more big selling points for me were that there is no annual fee, and the earnings you receive don’t expire. So for example you could cash in $200, if that is what you earned, next year. Or you could save for the next 15 years and cash in $6,000, if that is how much you are able to earn. I am planning on doing something similar to the second example, as it being just extra money I earn I’d love to use it for a “mostly free” car down the road (or at a big discount, nonetheless).

Capital One makes it easy to track your earnings, and the balance gets updated every month. If you are interested in checking out this card, head on over to https://www.buypowercard.com/.

Soon I’ll share some of the other cash back/reward cards I recommend. Some of which aren’t actually “credit cards.” I’ll share at least one of those soon. If you have any questions or comments PLEASE feel free to leave them below and I will respond!

THANKS again!

Brent Ott

Save Money with Grocery Store & Gas Station FREEBIES & Reward Programs

My girlfriend and I have always been a big fan of both grocery store & gas station reward programs, in addition to others at restaurants, coffee shops, etc… We always will be regardless of how much money we may have saved, and you should be as well! Let’s face it, every penny and dollar saved really does add up.

I figured that I would share a recent haul with you, and I plan on doing more similar things in the future. Everything you see pictured comes from two of our favorite places for reward programs, Giant Food Stores & Sheetz Gas StationEverything cost only $6.01, including the lottery ticket which we had a “free ticket” winning ticket which we cashed in for! (Off of this one we won another free ticket!)

I really enjoy Giant first off because they have an online & app coupon program, in which you can load offers directly to your store reward card. They often send complete freebies which you can load. Usually there are certain dates which you need to load the offer by, and redeem the offer by, but it is well worth the effort especially for something completely free! Like most grocery store reward cards they also offer points you receive for certain dollar amounts spent, which you can redeem for gas rewards and other offers especially around the Holiday Season. We take advantage of several of these local programs.

Sheetz is similar, although different, and very unique for a gas station. First off, every so often they instantly load a complete freebie to your reward card, which usually you receive an email for in advance. They also offer earned freebies for every so many purchases of a particular item you make. One example is for every 10 coffees purchased you get one free. They have similar offers for salads, subs, and a variety of other items. Sheetz is unlike many other gas stations as they have a built-in Made-to-Order food section/restaurant in some locations.

This haul came the other night after I picked my girlfriend up and we were headed home. We decided to swing by both Giant & Sheetz quick, and spent maybe 45 minutes total in both locations before heading home. Here’s how the $6.01 haul broke down…….

  • Hershey’s Pudding: Regular priced $2.50 at Giant with $0.75 actual coupon and a $0.75 coupon loaded onto our card = $1
  • Campbell’s Yes! Soup: FREE with loading onto our Giant card!
  • Silk Cashew Milk: FREE with loading onto our Giant card!
  • Nature Valley Almond Butter Bisquits: Regular priced $2.50 ON SALE at Giant with $1 coupon loaded onto our card = $1.50
  • To-Go General Tso’s Chicken:  $3.51 not on sale, my girlfriend just wanted it! Happy girlfriend/wife, happy life!
  • Lottery Ticket: FREE with cashed in winning ticket. We don’t often play lottery, and I wouldn’t recommend doing so, but sometimes we give it a go anyway! You gotta live!
  • 16 oz. Coca-Cola: FREE with freebie loaded onto our Sheetz card!

As you see, total cost paid = $6.01!

Most of the time we just pick up freebies when we already were going grocery shopping, getting gas, or heading to whatever store the discount is for, but in this case the free soup was expiring that night so we made an exception. We religiously only try and do one shopping trip per week, at least for groceries. With running our individual businesses, a lot of the time we have several trips per week to make for various things.

Bottom line, don’t forget about using your local grocery store and other reward programs! Get the card, learn the rules, and don’t forget that in most cases you can stack actual physical coupons on top of the loaded ones for even greater savings! THANK YOU for reading, and if you have any questions, comments, suggestions, ANYTHING.. LEAVE THEM BELOW!

Thanks again!

Brent Ott

A long time favorite for FREE MONEY. Yes, FREE $$$$ … eBates!

This site I am about to share with you is an “oldie but a goodie,” eBates! eBates is a simple website that you go to before you plan on making a purchase in a variety of places on the Internet. By a variety, I mean pretty much anywhere! You simply go to eBates, click the link to the website you are about to shop from, the site loads, then you do your shopping as you already planned on. That’s it!

After a few days, or sometimes even instantly, you receive your percentage of cash back from the purchase. Sometimes it’s only 1%, sometimes 2%, and sometimes MUCH more. I often receive 18% from GoDaddy, for example. During the Holiday Season and several times throughout the year eBates offers special “Double Cash Back” and greater deals. If you sign up for the email list when you create your account you will receive updates on special promotions they are running.

Your eBates account balance grows, and four times per year (quarterly) you get paid. You can choose to receive a paper check in the mail, or have your payment deposited into your PayPal balance. This all may sound too good to be true, and I believe it does as well, but let me tell you this…. it isn’t! I’ve done it for years now and can’t imagine not doing it again!

To make things even simpler there is a Google Chrome Extension which you can add to your browser that will enable a little notification to pop up each time you visit a website that offers eBates Cash Back. This makes it easy to earn FREE MONEY those times when you make a random purchase and forget to look at eBates first. I’ve had several times where the notification popped up and I had no idea the website I was about to buy from was included. Sometimes I have made purchases from a site simply because there was cash back. NEVER something I hadn’t already planned on buying anyway. I’m not an idiot, and you reading this blog probably aren’t either!

Besides using GoDaddy often (being an Internet Entrepreneur), a big tip, especially for those who travel often, is to use eBates to book travel through Hotels.com. If you book your stay and use Hotels.com through eBates you can either pay upfront and get your cash back, or, as I often do, book the stay and choose the pay-at-hotel option. After your stay concludes, eBates eventually gets notified and you will STILL receive your cash back! Sometimes this takes longer than other times, but hey, it’s still FREE MONEY!

If you sign up for eBates using my unique referral link there is yet another perk; $10 to start absolutely FREE! You’re probably beginning to think this is an amazing deal, and yep… you’re right! To begin using eBates follow this link: https://www.ebates.com/r/BRENT522?eeid=28187

THANK YOU for reading and if you have any questions or comments leave them below!

Enjoy your day!

Brent Ott